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  A Generational Housing Specialist™ has completed a comprehensive course of study and successfully completed an exam on housing, finance, and investment issues to qualify for the GHS™ designation.
  • Generational effects on decision making
  • The history of real estate market fluctuations and loan products in changing investment environments.
  • Financing options and new loan products including Fixed and Adjustable Loans, Reverse Mortgages, and the effect of the Secondary Markets
  • Lifestyle Requirements and Amenities
  • Universal Design and Aging in Place
  • Effect of Retirement Benefits, Pensions, Social Security
  • Taxes: capital gains, 1031 exchanges and installment sales
  • Asset planning and Estate planning with implications for real estate
  • Vacation and Investment purchases
If you do not see a GHS™ in your area, please contact our administrator.
CAEscondidoCarolyn D'Agosta760-839-0480cdagosta1@aol.com
CAValley CenterRonald Romanowich760-749-0060ronromanowichre.finance@earthlink.net
KYFlorenceJoyce Sterling859-525-1114jsterling@fuse.net
MDMonktonPhil Engers410-336-7858phil@philengers.com
MIFentonAndrew Grindstaff810-516-0256agrind@gmail.com
NCDenverCindy Cannon704-609-1004tri@perigee.net
OHHuber HeightsJanet Gadd937-236-5582jgadd88632@sbcglobal.net
OHTroyJodi McIver937-332-0335jmciver@firsttitle.com
WAStanwoodKeith Rinas425-737-2069keithr@windermere.com
 
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